QR Transfer Resource

{
    "merchant_globally_unique_identifier": "com.p2pqrpay",    
    "merchant_bic": "PAEYPHM2XXX",
    "merchant_credit_account": "985889386153",
    "merchant_name": "ENG-19818-ged",
    "merchant_city": "Manila",
    "country_code": "PH",
    "merchant_category_code": "6016",
    "currency": 608,

    "amount": 123.45, // peso
    "merchant_mobile_number": "+63-9913729861",
    "bill_number": "***",
    "mobile_number": "+63-9913729862",
    "store_label": "***",
    "loyalty_number": "LOYALTY1",
    "reference_label": "test12",
    "customer_label": "cust1",
    "terminal_label": "12345678",
    "purpose_of_transaction": "***"
}

This data when encoded as a QR string, by following the EMV QR standard for payments, will become a single string.

00020101021227770012com.p2pqrpay0111PAEYPHM2XXX02089996440304129858893861530514+63-99137298615204601653036085406123.455802PH5913ENG-19818-ged6006Manila62980012com.p2pqrpay0103***0214+63-99137298620303***0408LOYALTY10506test120605cust10708123456780803***6304ED03

This QR string can then be parsed into structured data as mentioned in the standard that can then be used for payments

[
    {
        "tag": "00",
        "length": 2,
        "value": "01"
    },
    {
        "tag": "01",
        "length": 2,
        "value": "12"
    },
    {
        "tag": "27",
        "length": 77,
        "value": "0012com.p2pqrpay0111PAEYPHM2XXX02089996440304129858893861530514+63-9913729861",
        "children": [
            {
                "tag": "00",
                "length": 12,
                "value": "com.p2pqrpay"
            },
            {
                "tag": "01",
                "length": 11,
                "value": "PAEYPHM2XXX"
            },
            {
                "tag": "02",
                "length": 8,
                "value": "99964403"
            },
            {
                "tag": "04",
                "length": 12,
                "value": "985889386153"
            },
            {
                "tag": "05",
                "length": 14,
                "value": "+63-9913729861"
            }
        ]
    },
    {
        "tag": "52",
        "length": 4,
        "value": "6016"
    },
    {
        "tag": "53",
        "length": 3,
        "value": "608"
    },
    {
        "tag": "54",
        "length": 6,
        "value": "123.45"
    },
    {
        "tag": "58",
        "length": 2,
        "value": "PH"
    },
    {
        "tag": "59",
        "length": 13,
        "value": "ENG-19818-ged"
    },
    {
        "tag": "60",
        "length": 6,
        "value": "Manila"
    },
    {
        "tag": "62",
        "length": 98,
        "value": "0012com.p2pqrpay0103***0214+63-99137298620303***0408LOYALTY10506test120605cust10708123456780803***",
        "children": [
            {
                "tag": "00",
                "length": 12,
                "value": "com.p2pqrpay"
            },
            {
                "tag": "01",
                "length": 3,
                "value": "***"
            },
            {
                "tag": "02",
                "length": 14,
                "value": "+63-9913729862"
            },
            {
                "tag": "03",
                "length": 3,
                "value": "***"
            },
            {
                "tag": "04",
                "length": 8,
                "value": "LOYALTY1"
            },
            {
                "tag": "05",
                "length": 6,
                "value": "test12"
            },
            {
                "tag": "06",
                "length": 5,
                "value": "cust1"
            },
            {
                "tag": "07",
                "length": 8,
                "value": "12345678"
            },
            {
                "tag": "08",
                "length": 3,
                "value": "***"
            }
        ]
    },
    {
        "tag": "63",
        "length": 4,
        "value": "ED03"
    }
]