🚧
Account configuration is required before testing transactions
If you are interested in access to this feature, please contact support@paymongo.com!

A Score resource

{
  "has_more": false,
  "data": [
    {
      "id": "frs_ABCDEFGHIJ123456780",
      "type": "fraud.score",
      "livemode": true,
      "score": 900,
      "external_id": "ORD-20210818-001",
      "external_attribute_name": "order_id",
      "organization_id": "org_123456789",
      "decision_reason": "high_risk",
      "decision": "fraud",
      "payment_method": "credit_card",
      "event_payload": {
        "billing_address_city": "Acme City",
        "amount": 55000,
        "creditcard_bin": "512345",
        "billing_address_1": "123 Main St",
        "billing_address_phone": "9123456777",
        "customer_email": "john@example.com",
        "creditcard_bank": "Unknown Bank",
        "creditcard_country": "PH",
        "creditcard_last4": "0008",
        "creditcard_brand": "mastercard",
        "billing_address_country": "PH",
        "customer_name": "John Doe",
        "billing_address_zipcode": "1000",
        "creditcard_type": "credit"
      },
      "created_at": "2025-08-18T10:30:33Z",
      "updated_at": null
    },
    {
      "id": "frs_ABCDEFGHIJ123456781",
      "type": "fraud.score",
      "livemode": true,
      "score": 100,
      "external_id": "ORD-20210818-002",
      "external_attribute_name": "order_id",
      "organization_id": "org_123456789",
      "decision_reason": "low_risk",
      "decision": "legit",
      "payment_method": "credit_card",
      "event_payload": {
        "billing_address_city": "Acme City",
        "amount": 2500,
        "creditcard_bin": "400993",
        "billing_address_1": "ABC Main St",
        "billing_address_phone": "9012345678",
        "customer_email": "smith@example.com",
        "creditcard_bank": "Acme Bank",
        "creditcard_country": "PH",
        "creditcard_last4": "1421",
        "creditcard_brand": "via",
        "billing_address_country": "PH",
        "customer_name": "John Smith",
        "billing_address_zipcode": "1000",
        "creditcard_type": "credit"
      },
      "created_at": "2025-08-18T10:30:33Z",
      "updated_at": null
    }
  ]
}

Attribute	Type	Description
`id`	string	Unique ID of the score resource
`type`	string	Resource type (`fraud.score`)
`score`	integer	Risk score (0–1000)
`external_id`	string	Unique reference for the transaction in your system
`external_attribute_name`	string	Name/type of the external ID (e.g., `order_id`, `invoice_id`)
`organization_id`	string	Organization that owns the score
`decision_reason`	string	Reason for the assigned decision (`high_risk`, `low_risk`, etc.)
`decision`	string	Final decision (`fraud` or `legit`)
`payment_method`	string	Payment method used for the transaction
`event_payload`	object	Detailed transaction data used for fraud detection
`livemode`	boolean	Indicates if the score is for live or test mode
`created_at`	string	Timestamp when the score was created (ISO8601)
`updated_at`	string	Timestamp when the score was last updated