Update loan application requirement

When a merchant submits a loan application, PayMongo prompts them to upload supporting documents for your underwriting review. By default, accounts are asked to provide the following documents:

TypeDescription
dti_registrationDTI Business Name Registration certificate
sec_registrationSEC Certificate of Incorporation
sec_certificateNotarized Secretary's Certificate
articles_of_incorporationArticles of Incorporation
latest_gisLatest General Information Sheet (GIS)
government_idGovernment ID

You can tailor this list to match your underwriting policy by updating your lender configuration. Set required: true to make a document mandatory, or required: false to make it optional. Only the document types listed in the request body are affected; omitted types will be removed.

curl -XPUT https://api.paymongo.com/v1/capitals/lenders/configs -d \
'{
  "supporting_documents": [
    { "document_type": "dti_registration", "required": true},
    { "document_type": "government_id", "required": false}
  ]
}'

The endpoint returns the updated lender configuration object reflecting your new document requirements. Changes take effect immediately for any applications submitted after the update.