Quick start

Send your first disbursement on PayMongo. Pick the path that matches how you work — the outcome is the same: funds delivered from your wallet to a recipient account, with a status you can verify

Quick Start: API

For developers wiring PayMongo into an application. Authenticate, submit a batch transfer, track its status with a webhook or by polling. Same endpoints in test and live mode — switch by swapping your secret key.

Quick Start: Dashboard

For finance and operations teams sending payouts by hand. No code. Log in, pick a recipient, confirm the amount, and PayMongo handles the rail.

Most teams use both: developers wire up the API for recurring and batch flows, while finance keeps the dashboard for one‑off payouts and manual approvals.

Before you start

Both paths assume:

  • A PayMongo merchant account with at least one wallet activated.
  • A funded wallet — or test funds if you're starting in test mode see wallet test case docs.

The API path additionally needs your secret API key from the dashboard. The dashboard path needs a user account with disbursement permissions on your merchant.

What you'll have at the end

A disbursement submitted to PayMongo, accepted as pending, that you can watch transition to succeeded, and enough familiarity with the flow to send the next one without rereading this guide.