Create account

To get started, you will need to create an account on our website by with your business name, full name, phone number, email address, and password. You’ll also need to provide your average monthly revenue and tell us how you plan to use PayMongo.

Before you can proceed to your PayMongo dashboard, you have to verify your account first! This is to make sure that you have access to the email or phone number to receive KYC questions, early access emails, and a lot more.

The verification should look something like this:

For M1 (Basic Merchant)
Once you've completed the initial steps, your PayMongo account will be activated, and you'll be redirected to your dashboard. As a Basic Merchant, you'll have access to:

• Wallets: Manage your funds and send funds to other PayMongo wallets
• In-store QRPh: Accept payments via QRPh
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For M2 (Fully Verified Merchant)
Want more features? You can upgrade to a Fully Verified Merchant (M2) right from your dashboard. The upgrade requires submission of:

• Valid government-issued ID
• Business registration documents (DTI, SEC, or BIR Certificate)
• Proof of business address
• Bank account details for withdrawals

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Note that M1 accounts can only manage funds within the PayMongo ecosystem. To withdraw funds to external banks or e-wallets, you must upgrade to M2.