Overview

PayMongo Platforms enables businesses to build, scale, and white-label payment and financial service ecosystems. Platforms can onboard sub-accounts, collect payments, split and route funds, and provision wallets seamlessly—all under their brand.

Businesses such as marketplaces, logistics, and SaaS platforms use Platforms to manage payments and payouts between customers, sellers, delivery riders, and other entities in their ecosystem.

Key Features

Account Management and Onboarding

Create and manage users created in your platform (Child Accounts) through automated onboarding flows. Determine what features to provision to your users depending on your business needs.

Extend PayMongo's various products and services to your Child Accounts - from payments to wallets, the choice is yours to make!

Onboarding API Integration

Automate sending KYC information from your platform to PayMongo

Hosted Onboarding

A self-service onboarding form for a quick, out-of-the-box onboarding solution

Hybrid Approach

Combine both methods based on your desired use case

Payment Processing and Splitting

Process payments and automatically distribute funds between multiple parties based on configurable business rules.

With payment splitting, you can automate fund distribution on a per-transaction level, making it easier for multi-party reconciliation and giving you the opportunity to explore revenue sharing models for your business.

Transfer to

Route full net amount or remaining amount after splits to designated accounts

Percentage splits

Allocate specific percentages to different parties (e.g., 3% platform fee, 97% to merchant)

Fixed amount splits

Deduct predetermined amounts regardless of transaction size (e.g., ₱50 processing fee)

Use Cases

flowchart LR 
 P[Food delivery order: ₱500]

 P -- "₱350 (70%)" --> R[Restaurant]
 P -- "₱100 (20%)" --> D[Delivery partner]
 P -- "₱50 (10%)" --> PF[Platform fee]

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Learn more in Payment Splitting API reference guide.

Pricing

PayMongo Platforms pricing is customized based on your specific integration requirements and feature usage starting at Php 75.00 PHP per month per activated sub-account.

To learn more, visit our pricing page here or connect with us at [email protected] to share your business needs.