Card Vaulting

What is Card Vaulting?

Overview

Card Vaulting is a core feature of our API designed to securely store a customer's card details for future transactions.

Key Features

Improve the Checkout Experience

Enable customers to quickly and seamlessly pay without re-entering their card details, leading to higher conversion rates and faster checkout sessions. This feature is particularly valuable for merchants with frequently returning customers, where convenience and speed are crucial.

Secure and Compliant Storage

Cards are stored using PCI-compliant methods, reducing your risk exposure while still enabling seamless payment experiences.

Store Multiple Cards

A customer will be able to store multiple cards as seen below.

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Vaulted Card - Customer Association

Currently, the customer's cards are vaulted to one specific PayMongo merchant at a time.

Pricing

Credit and debit card transactions are charged at 3.5% + ₱15 per transaction (+1% for foreign-issued cards). Vaulted card payments follow the same rates.

For custom pricing, visit our Pricing Page.