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Account Creation & Management

Create your PayMongo account and begin learning how our solutions can benefit your business

Creating a PayMongo account is the first step toward unlocking financial solutions that will help in growing your business.

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Sign up

Create your account and unlock the benefits of PayMongo for your business.

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A Basic Account gives you access to PayMongo Dashboard, API Keys, Accept QRPH Payments, Basic Wallet & Ledgers, Storefront, and QRPH In-Store

Learn more and compare PayMongo's Available Account Types

Creating your own account

Follow these 3 steps to create your PayMongo Account:

  1. Sign up using a valid email address.

  2. Verify your email address.

  3. Click on Verify my Identity and proceed with your Identity Verification. After ID submission, you'll be asked to confirm the captured information.


  1. After confirming, you'll be notified of successful capture.
  1. You have the option to continue with your Basic Account or proceed to verify your business to unlock a Standard Wallet.
    1. Selecting skip will continue with a Basic Account and proceed to the PayMongo Dashboard
    2. Selecting Business Information will proceed to Standard Wallet Upgrade

  1. You now have access to your PayMongo Dashboard.

  1. You'll be able to identify your type of PayMongo Wallet by navigating to the Wallets side panel

    Basic Wallet

    Standard Wallet


The following categories of businesses and business practices may be eligible to use PayMongo's services subject to assessment of limitations imposed through network rules, requirements of financial services providers, or due to compliance and legal obligations.

Prohibited Businesses

Please review the list below to ensure your business is eligible for activation. Applications from businesses engaged in the activities listed below may be declined during the review process.

These categories are generally restricted based on the requirements of our financial partners, card network rules, compliance regulations, and legal obligations.

  • Activities involving illegal products or services
  • Adult content or services
  • Gambling, betting, or lottery platforms
  • Cryptocurrency exchanges or trading desks
  • Multi-level marketing or pyramid schemes
  • Payday lending or salary advances
  • Unlicensed financial services (e.g., investment firms, forex brokers)
  • Firearms, explosives, or weapons sales
  • Counterfeit or pirated goods
  • Drug paraphernalia or unregulated pharmaceuticals
  • Human trafficking or child exploitation content
  • Sale of endangered species or products derived from them
  • Tobacco, vape, or e-cigarette sales (unlicensed)
Restricted Businesses

Some business categories may be eligible to use PayMongo’s services but require additional review and may be subject to limitations.

These categories are assessed on a case-by-case basis to comply with regulations and partner requirements.

  • Travel and tour operators
  • Ticketing or event platforms
  • Freelancers and content creators
  • Food supplements or nutraceuticals
  • Cosmetic products or procedures
  • Insurance agents and brokers
  • Fundraising or donation-based platforms
  • Non-profits and foundations
  • Agencies or aggregators accepting payments on behalf of third parties
  • Subscription boxes or recurring billing models
  • Prepaid phone credits, load wallets, or digital goods resellers
  • Logistics and freight services
  • Consulting or coaching services
  • Financial advisors or wealth management services

📌 If your business falls under a restricted category, our team may request additional documentation (EDD) or apply usage limits.


Updated 3 days ago