Please review the list below to ensure your business is eligible for activation. Applications from businesses engaged in the activities listed below may be declined during the review process.

These categories are generally restricted based on the requirements of our financial partners, card network rules, compliance regulations, and legal obligations.

• Activities involving illegal products or services
• Adult content or services
• Gambling, betting, or lottery platforms
• Cryptocurrency exchanges or trading desks
• Multi-level marketing or pyramid schemes
• Payday lending or salary advances
• Unlicensed financial services (e.g., investment firms, forex brokers)
• Firearms, explosives, or weapons sales
• Counterfeit or pirated goods
• Drug paraphernalia or unregulated pharmaceuticals
• Human trafficking or child exploitation content
• Sale of endangered species or products derived from them
• Tobacco, vape, or e-cigarette sales (unlicensed)

Some business categories may be eligible to use PayMongo’s services but require additional review and may be subject to limitations.

These categories are assessed on a case-by-case basis to comply with regulations and partner requirements.

• Travel and tour operators
• Ticketing or event platforms
• Freelancers and content creators
• Food supplements or nutraceuticals
• Cosmetic products or procedures
• Insurance agents and brokers
• Fundraising or donation-based platforms
• Non-profits and foundations
• Agencies or aggregators accepting payments on behalf of third parties
• Subscription boxes or recurring billing models
• Prepaid phone credits, load wallets, or digital goods resellers
• Logistics and freight services
• Consulting or coaching services
• Financial advisors or wealth management services

📌 If your business falls under a restricted category, our team may request additional documentation (EDD) or apply usage limits.