Workflows

For more information, please head on to our developer documentation at https://developers.paymongo.com/docs/workflows/

What it is

PayMongo Workflows is a no-code automation tool that lets you customize and automate how money moves across your accounts and systems. It's like a smart assistant for your business finances, connecting your business logic directly to your financial operations without the need for manual work, spreadsheets, or complex code.

Business Case & Impact

Workflows are designed to solve the complexities of money movement, allowing you to streamline your operations and scale with confidence.

Eliminate Manual Tasks: Say goodbye to manual reconciliation and transfers. You can automate complex money movements—like splitting payments, scheduling payouts, or triggering refunds—that used to require manual checks and cause delays.
Scale Your Platform: It is perfect for multi-party platforms and marketplaces. You can easily handle split payouts to sellers, manage merchant commissions, or hold funds in escrow automatically based on your business rules.
Launch Faster: Instead of waiting for a developer to redeploy code for a financial logic change, you can edit and launch new workflows quickly, speeding up your development cycles and enabling you to adapt faster to business needs.
Reduce Risk and Errors: By using pre-defined logic and an audit trail, Workflows significantly reduces the chances of failed disbursements, misrouted funds, or human error, giving you a secure and auditable system for all your financial actions.

In Action (Use Cases)

Marketplace Payouts: Automatically split payments to your sellers and delay their payouts until delivery is confirmed or a return period has ended.
Commission-Based Platforms: Instantly route a percentage of every transaction to agents, affiliates, or partners.
Supplier/Vendor Payments: Set up recurring or batched payouts (e.g., weekly supplier payments) that are triggered by calendar events or when a balance threshold is reached.