1. Role-Based Transfer Control

Goal:

Only users with specific roles can initiate wallet transfers.

Example use case:

You want only Finance Admins to move funds, while regular staff can view balances but not transfer money.

How the policy behaves:

✅ Allows transfers initiated by users with role finance_admin

❌ Blocks transfers initiated by any other role

Result:

Transfers are restricted to authorized personnel, reducing internal fraud risk.

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2. Allowed Destination Accounts Only

Goal:

Limit transfers to a predefined list of trusted destination accounts.

Example use case:

Your business only sends funds to approved vendor or partner accounts.

How the policy behaves:

✅ Allows transfers to whitelisted destination accounts

❌ Blocks transfers to any unknown or unapproved account

Result:

Prevents accidental or malicious transfers to unauthorized recipients.

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3. Single Provider Enforcement

Goal:

Force transfers to use a specific payment provider.

Example use case:

You have negotiated better rates or reliability guarantees with one provider.

How the policy behaves:

✅ Allows transfers only when the selected provider matches your preferred provider

❌ Blocks transfers that attempt to use a different provider

Result:

Ensures operational consistency and predictable costs.

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4. Transaction Amount Limit

Goal:

Restrict the maximum amount that can be transferred in a single transaction.

Example use case:

You want to cap transfers at ₱500,000 to reduce exposure from mistakes.

How the policy behaves:

✅ Allows transfers below or equal to the configured limit

❌ Blocks transfers that exceed the limit

Result:

Adds a safety net against large, unintended transfers.

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5. Time-Based Transfer Restrictions

Goal:

Allow transfers only during business hours.

Example use case:

You want transfers to happen only when finance staff are available to monitor activity.

How the policy behaves:

✅ Allows transfers during defined business hours (e.g. 9:00 AM – 6:00 PM)

❌ Blocks transfers outside those hours

Result:

Reduces risk of unauthorized activity during off-hours.